We’re delighted to share an article that Jonathan Di Rollo, Director of Development at the Asia Scotland Institute, is featured in – Q3 2025 edition of 4EJournazine, published by the Financial Planning Association of Malaysia.
His contribution appears in the feature section titled “Machine Learning Transforms Asian Fintech”, which explores how artificial intelligence is reshaping financial services across the region. Jonathan shares his perspective on how strategic partnerships and genuine internal product culture are critical for successful fintech innovation, not just flashy tech pilots or surface-level change.
Highlighting successful examples like Maybank’s MAE app and Ryt Bank, he emphasises the importance of user-centred design and long-term thinking. He also discusses how AI-powered fintech platforms are expanding access to financial services, especially in underserved markets across Asia:
“AI-powered fintech presents the opportunity for transformation that can accelerate financial inclusion in regions where traditional banking models have struggled,” he explains.
His insights point to a future where AI is not only a technological disruptor but also a key driver of economic inclusion, financial resilience, and practical innovation.
📄 [Read the 4EJournazine Q3 2025 Issue (PDF)]







